Болгария

Immigrant Investor Program

The Foreigners in the Republic of Bulgaria Act and the Citizenship Act allows the acquisition of Bulgarian citizenship by investment to a foreigner in a total period of no more than two years.
The process consists of 2 stages. First, you must obtain a permanent residency permit under the Investor Visa The procedure takes from 3 to 5 months. After one year, you can apply for citizenship by doubling the investment or investing in a priority investment project certified as per the Investment Promotion Act. Citizenship application may be carried out in a maximum period of 6 months. So, in about 24 months you could get your Bulgarian passport.

инвестиции


Immigrant Investor Program

Under the Foreigners Act of Bulgaria, a foreign citizen can obtain an immediate permanent residence permit by investment.
First, it is must to visit the country, open a bank account and make the required investment. After, apply for a category D Investor visa at any embassy or consulate. Once the visa is issued, you must apply for a permanent residence permit. The entire process usually lasts 3 to 5 months. The investment may be in any of the following ways:

Investment of at least BGN 1,000,000 (≈ USD 540,000) in:

  • Shares and treasury bonds and derivative instruments issued by the State or by municipalities, or

  • Shares in Bulgarian commercial companies, traded on a regulated Bulgarian market, or

  • Ownership rights over an isolated part of the property of a Bulgarian commercial company with more than 50 percent state or municipal participation in the capital under the Act of Privatization and Post-Privatization Control, or

  • Shares or stocks owned by the state or municipalities in a Bulgarian commercial company in compliance with the Act of Privatization and Post-Privatization Control, or

  • Bulgarian intellectual property – objects of copyright and related to its rights, patent protected Inventions, utility models, trademarks, service marks and industrial design, or

  • Rights under concession contracts on the territory of the Republic of Bulgaria.

  • Investment of at least BGN 6,000,000 (≈ USD 3,243,000) in the capital of a Bulgarian company whose shares are not traded on the Bulgarian stock market.


Investments in bonds or any public entities debt instruments will not generate yield.

Once the residence permit is issued, your spouse and direct descendants may apply for it too. Although you do not remain physically in Bulgaria, you will not lose your permanent resident status.

Permanent residence can also be obtained by investing BGN 1,000,000 (≈ USD 540,000) in a credit institution licensed in Bulgaria under a trust agreement for a period of at least five years. This option does not qualify for a fast-track citizenship. Through this option, you could apply for citizenship after 5 years.

Fast-track citizenship

After one year, you may apply for Bulgarian citizenship. Provided that you still maintain the investments made and made an additional investment:

  • Double the investment in 5 years’ government bonds up to a total of BGN 2,000,000 (≈ USD 1,080,000). In case of being previously alienated, citizenship could be revoked.

  • BGN 1,000,000 (≈ USD 540,000) investment in the capital of a Bulgarian company that is carrying out a priority investment project certified under the Investment Promotion Act. Maintained for a period of two years. In case of being previously alienated, the granting of citizenship may be revoked.


The process usually lasts about 5-6 months, after which the President of Bulgaria will issue a decree approving the application for citizenship.

Once you have obtained your Bulgarian citizenship, your direct descendants and spouse may apply for it.

Bulgarian Citizenship by Investment Products

Equity Financing I

We finance Equity worth EUR 512,000 using the all-in handling fee. You hold it for 60 months.

Time to Permanent Residency - 6 months
Time to Bulgarian Citizenship - 60 months
Investment in EUR (Refundable) - 0
All-in Handling Fee in EUR (Non-refundable) - 185,000

Equity Financing II

We finance Equity worth EUR 1,024,000 using the all-in handling fee. You hold it for 60 months.

Time to Permanent Residency - 6 months
Time to Bulgarian Citizenship - 18 months
Investment in EUR (Refundable) - 0
All-in Handling Fee in EUR (Non-refundable) - 270,000

Bond Financing I

Investment in 1 Bulgarian Government Bond financed through us, and hold it for 60 months.

Time to Permanent Residency - 6 months
Time to Bulgarian Citizenship - 60 months
Investment in EUR (Refundable) - 0
All-in Handling Fee in EUR (Non-refundable) - 210,000

Bond Financing II

Investment in 2 Bulgarian Government Bonds financed through us, and hold them for 60 months.

Time to Permanent Residency - 6 months
Time to Bulgarian Citizenship - 18 months
Investment in EUR (Refundable) - 0
All-in Handling Fee in EUR (Non-refundable) - 330,000

Property I

Investment in 1 Golf Course Villa / Apartment, and 2 Hotel Shares, and hold them for 84 months.

Time to Permanent Residency - 6 months
Time to Bulgarian Citizenship - 18 months
Investment in EUR (Refundable) - 412,000
All-in Handling Fee in EUR (Non-refundable) - 88,000

Product details:

1 out of 154 shares of the 4 Star Luxury Central Park Hotel Sofia.

1 out of 420 shares of the 4 Star Hotel Lilia in Golden Sands (Varna) at the beautiful Black Sea Coast

1 Golf course villa in the Luxury Lighthouse Golf and Spa Resort (Varna) at the beautiful Black Sea Coast

Our hotels and golf course villas:

  • Are not government approved;

  • Are privately held hotel operations that are well-established in Bulgaria;

  • Are very profitable.


Dividends of the hotel shares for the first seven years, are collected to co-finance the underlying Government Bonds.

Property II

Investment in 4 Hotel Shares, and hold them for 84 months.
Time to Permanent Residency - 6 months
Time to Bulgarian Citizenship - 18 months
Investment in EUR (Refundable) - 412,000
All-in Handling Fee in EUR (Non-refundable) - 88,000

Product details:

2 out of 154 shares of the 4 Star Luxury Central Park Hotel Sofia.

2 out of 420 shares of the 4 Star Hotel Lilia in Golden Sands (Varna) at the beautiful Black Sea Coast

Our hotels and golf course villas:

  • Are not government approved;

  • Are privately held hotel operations that are well-established in Bulgaria;

  • Are very profitable.


Dividends of the hotel shares for the first seven years, are collected to co-finance the underlying Government Bonds.

Life Insurance I

Investment of a minimum of EUR 1,500,000 with annual return in a Unit Linked Life Insurance (first insurance), and hold it for 5 years.

To increase the death benefit, you may invest in a Universal Life Insurance (second insurance), with leverage, financed by a loan based on the insurance cash value of the Unit Linked Life Insurance (first insurance). This second Life Insurance provides annual guaranteed and non-guaranteed returns.

Time to Permanent Residency - 6 months
Time to Bulgarian Citizenship - 18 months
Investment in EUR (Refundable) - 1,500,000
All-in Handling Fee in EUR (Non-refundable) - 0

Life Insurance II

Investment of a minimum of EUR 1,500,000 with annual return in a Unit Linked Life Insurance (first insurance), and hold it for 8 years. In addition to Bulgarian citizenship, you receive:

  • St. Lucia citizenship in 90 days;

  • Global Health Insurance.


To increase the death benefit, you may invest in a Universal Life Insurance (second insurance), with leverage, financed by a loan based on the insurance cash value of the Unit Linked Life Insurance (first insurance). This second Life Insurance provides annual guaranteed and non-guaranteed returns.

Time to Bulgarian Permanent Residency - 6 months
Time to Bulgarian Citizenship - 18 months
Investment in EUR (Refundable) - 1,500,000
All-in Handling Fee in EUR (Non-refundable) - 0

Life Insurance III

Investment of a minimum of EUR 2,000,000 with annual return in a Unit Linked Life Insurance (first insurance), and hold it for 8 years. In addition to Bulgarian citizenship, you receive:

  • St. Lucia citizenship in 90 days;

  • Global Health Insurance;

  • Visa of US, Canada, or Australia, which can lead to permanent residency.


To increase the death benefit, you may invest in a Universal Life Insurance (second insurance), with leverage, financed by a loan based on the insurance cash value of the Unit Linked Life Insurance (first insurance). This second Life Insurance provides annual guaranteed and non-guaranteed returns.

Life Insurance Financing Starter

Investment of only EUR 250,000 in a Unit Linked Life Insurance with an Insurance Premium of EUR 750,000, with no annual return, and hold it for 5 years. The remaining EUR 500,000 is financed through us.

At any time, you can opt for the fast track (18 months) by investing a further EUR 250,000, making the total investment EUR 500,000. We further finance EUR 500,000, leading to the new Insurance Premium of EUR 1,500,000.

Time to Permanent Residency - 6 months
Time to Bulgarian Citizenship - 60 / 18 months
Investment in EUR (Refundable) - 250,000 / 500,000
All-in Handling Fee (Non-refundable) - 0

Life Insurance Financing I

Investment of only EUR 500,000 in a Unit Linked Life Insurance with an Insurance Premium of EUR 1,500,000, with no annual return, and hold it for 5 years. The remaining EUR 1,000,000 is financed through us.

Time to Permanent Residency - 6 months
Time to Bulgarian Citizenship - 18 months
Investment in EUR (Refundable) - 500,000
All-in Handling Fee (Non-refundable) - 0

Life Insurance Financing II

Investment of EUR 750,000 in a Unit Linked Life Insurance with an Insurance Premium of EUR 1,500,000, with no annual return, and hold it for 8 years. The remaining EUR 750,000 is financed through us. In addition to Bulgarian citizenship, applicant receives:

  • St. Lucia citizenship in 90 days;

  • Global Health Insurance.


Time to Bulgarian Permanent Residency - 6 months
Time to Bulgarian Citizenship - 18 months
Investment in EUR (Refundable) - 750,000
All-in Handling Fee (Non-refundable) - 0

Life Insurance Financing III

Investment of EUR 1,000,000 in a Unit Linked Life Insurance with an Insurance Premium of EUR 2,000,000, with no annual return, and hold it for 8 years. The remaining EUR 1,000,000 is financed through us. In addition to Bulgarian citizenship, applicant receives:

  • St. Lucia citizenship in 90 days;

  • Global Health Insurance;

  • Visa of US, Canada, or Australia, which can lead to permanent residency.


Time to Bulgarian Permanent Residency - 6 months
Time to Bulgarian Citizenship - 18 months
Investment in EUR (Refundable) - 1,000,000
All-in Handling Fee (Non-refundable) - 0

For further details, check out the Bulgarian Citizenship by investment Products Guide or contact us at [email protected] or apply for a free private consultation call.

требования


- Be over 18 years old
- Be a Non-European Union citizen
- Do not suffer from contagious diseases and / or serious health problems.
- Proof of net worth greater than €511,292
- Investment Certificate confirming a direct foreign investment of BGN 1,000,000 (€511,292), as per the statutory procedures, in a guaranteed governmental bond portfolio for a period of 5 years
- Proof of legitimate source of funds
- Clean criminal record in the country of residence and the country of birth
- Personal net worth greater than € 1,000,000 is required by the banks for the financed investment option.
- Power of Attorneys and Investment Agreement signed in a Bulgarian Consular service

Запрещенный национальности/ неподходящие


Ни одна одна национальность официально не запрещена

двойное гражданство


Двойное гражданство признано в {{страна}}. Вы не обязаны отказываться от своего предыдущего гражданства, чтобы стать гражданином {{страна}}.


необходимые документы


  • Оригинал или Заверенная копия Свидетельства о браке
  • Оригинал или Заверенная копия Свидетельства о Рождении
  • Заверенная копия Паспорта
  • Справка из Полиции (Справка о непривлечении к уголовной ответственности)
  • Медицинский сертификат
  • Documents certifying Business Investment *
  • Доказательство чистой прибыли
  • Доказательство платы не возмещаемой обработки и платы за Должную Достоверность
  • Ограниченная доверенность
  • Отчет об Источнике Средств
  • Titles of Financial assets purchased *
  • двойное гражданство Да
  • члены семьи включены Да
  • cобственность на землю Да
  • требуется фактическое местожительство Нет
  • требуется личное посещение Да
  • требуется знание языка Нет
  • требуется интервью Нет
  • Инвестиции для одного человека лв1,000,000
  • Инвестиции для семьи из 4-ех лв1,000,000
  • минимальный годовой доход -
  • времени до гражданства 18
  • времени до постоянного вида на жительство 6
  • безвизовые страны 154
  • финансирование доступно Да

сборы

Сбор за за выдачу сертификата BGN 1,000
Общие сборы главного заявителя BGN 1,000
Сбор за за выдачу сертификата BGN 1,000
Общие сборы супруга/ги BGN 1,000
Сбор за за выдачу сертификата BGN 1,000
Общие сборы зависимого члена семьи -18 BGN 1,000
Сбор за за выдачу сертификата BGN 1,000
Общие сборы зависимого члена семьи 18-25 BGN 1,000
Сбор за за выдачу сертификата BGN 1,000
Общие сборы зависимого члена семьи +65 BGN 1,000

сведения о стране

Болгария
BGN
359
Sofia *
Europe *
Bulgarian *
7148785
The Republic of Bulgaria is a country located to the southeast of the European continent, member of the European Union. It borders Romania to the north, Serbia and the Republic of Macedonia to the west, Greece and Turkey to the south and the Dead Sea to the east. Although being a relatively large country, its population is just over 7 million inhabitants. Most is concentrated in cities, mainly in its capital Sofia and to a lesser extent the UNESCO World Heritage Site’ Plovdiv and Varna. So, there are abundant large undeveloped natural areas. Bulgaria is well-known for its ski resorts in winter, its thermal water springs and its almost 200 km of Dead Sea’s beaches.

Its official language is Bulgarian and its official currency is the Bulgarian Lev (BGN), pegged to the EUR at a 1.95:1 ratio.

Безвизовая поездка

С вашим новым паспортом {{страны}} вы сможете получить доступ {{без визы}} в страны без визы
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налоги

Become a permanent resident or citizen of Bulgaria does not automatically make you a tax resident. To be a tax resident an individual must reside 183 days in Bulgarian territory in a tax year, or have a permanent address in Bulgaria, or have its center of vital interests in Bulgaria. The criterion of center of vital interests prevails for the one of permanent address. That is, someone who has a permanent address in Bulgaria, but whose vital interest center is in another country, may not be considered a resident for tax purposes.

Bulgaria has one of the lowest tax burden in the European Union. Tax residents are subject to tax on their worldwide income at a flat rate of 10%. A tax credit for foreign tax paid is usually available. Dividends and interest are subject to a final tax of 5% and 8%, respectively. Capital Gains are taxed at the standard PIT rate. Being exempted those gains derived from companies listed in the Bulgarian or a European regulated stock exchange, and those from properties held 3 years (1 property) or five years (other 2 properties).

Bulgaria does not have Controlled Foreign Company rules (CFC), which means that profits retained in foreign companies owned by tax-residents may not be subject to taxation.

Bulgaria levies a real property tax of between 0.01% and 0.45% on the tax value of the property. There is an inheritance and gift tax of between 0.4% and 6.6%, depending on the relationship of the beneficiary. There are no net worth and transfer taxes.

On corporate taxation, resident companies are subject to a 10% flat tax on their worldwide income. Dividends received from a Bulgarian resident entity or an EU/EEA company are not taxable. Dividends received from a non-EU/EEA resident are included as taxable income. A tax credit or exemption may apply under a tax treaty or a domestic tax credit if there is no tax treaty available. Capital Gains are considered ordinary income and therefore subject to CIT. However, capital gains from the disposal of shares listed in the Bulgaria Stock Exchange or in any EU Stock Exchange are fully exempted. If there is no tax treaty available, payments to non-residents are usually subject to a 10% withholding tax. Learn more about Bulgaria’s corporate taxation, legal framework and tax treaties at incorporations.io/bulgaria.

This should not be construed as tax advice. Flag Theory | Passports.IO has access to a global network of qualified attorneys and accountants who can give you the proper advice for your particular circumstances. Contact us for further information.

  • налог на недвижимость Да
  • налог на трансфер Нет
  • налог на наследство Да
  • налог на чистые активы Нет
  • закон о CFС( Контролируемая иностранная компания) Нет
  • дней до налога на местожительство 183
  • ставка налога на личные доходы 10%
  • ставка налога на прирост капитала 10%
  • ставка налога на доход от инвестиций 8%
  • территориальное налогообложение Нет

процедура

Flag Theory | Passports.IO and our qualified lawyer in Bulgaria, will handle all paperwork, and guide you through each step of the process to ensure that it is as fast, efficient and pain free as possible.

First, our lawyers will conduct a due diligence check on you to ensure that you are eligible, meet the criteria to apply for the program and your application will be approved. We will send you the application forms and provide assistance to complete the questionnaires, translate and authenticate documents. You must do a medical examination (we may recommend clinics in your jurisdiction) and provide us the medical assessment.

You will need to open a bank account in Bulgaria. Flag Theory | Passports.IO will introduce you to several Bulgarian banks. After, you must apply for a category D Investor visa at any embassy or consulate.

We will handle all paperwork with Bulgaria’s Government, which will conduct a due diligence check. Once the investment is made, fees are paid and your application is approved, you will get the visa. After that, you must apply for a permanent residence permit. The whole process takes within 6-8 months. After one year of the issuance of the permanent residence permit you will be eligible for Bulgarian citizenship, as long as you make the additional investment.

For further information on Bulgaria’s immigrant investor program and fast-track citizenship, and detailed procedures, contact us for a free private consultation.

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